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Product Fact Sheet

Errors and Omissions for Media Entities
Media E&O

The risks facing Media Professionals and their companies are unique to this industry segment.  Because of this these insureds require their own specialized coverages apart from the standard Errors and Omissions sold to other professional service firms.  Our product is designed to address these exposures, ensuring your clients are properly covered for the services they provide.  Our team has over 20 years of Professional Liability experience and is here to assist you with your client’s needs.

Our target classes of business:

  • Advertisement Consultants

  • Advertisers

  • Advertising Agencies

  • Broadcasters

  • Conference/Event Managers

  • Corporate Brand Development

  • Creative Consultants

  • Direct Marketing

  • Graphic Designers

  • Literary Agents

  • Market Research

  • Marketing Consultants

  • Media Storage Centres

  • Movie and Television Production and Distribution

  • Quick Printers / Copying Services

  • Sales Promotion Photographers

  • Promotional Video Production

  • Public Relations Firms and Consultants

  • Publishers

  • Talent Agents

  • Videographers

Please contact us if your Media risk does not fit into one of these categories – we may still be able to help.

Available coverages:

  • Advertising Services Errors and Omissions

  • Business Operations and Personal Injury Liability

  • Media Liability (E&O)

  • Optional Commercial General Liability, including Bodily Injury, Property Damage, Tenant’s Legal Liability, Non-Owned Automobile, Employee Benefits Errors & Omissions

  • Optional Equipment Breakdown

  • Optional Property & Crime

Errors & Omissions coverage highlights:

  • $5,000,000 available limits for E&O ($2,000,000 limits with U.S. exposure)

  • 25% U.S. and 25% Rest of World Exposure for risks with gross revenues up to $10,000,000

  • First Dollar Defense/Duty to Defend

  • Market-leading SIGNAL Underwriting manuscript wording tailored for Media entities

  • Underwritten by certain underwriters at Lloyd’s

  • ‘Velvet Hammer’ Clause

Property & Crime coverage highlights:

  • $4,000,000 available per location (for best in class)

  • All-Risk Coverage

  • Broad list of Extensions of Coverage

  • Customized Wording for Small and Medium Businesses

  • Replacement Cost

  • Stated Amount-Waiver of Co-Insurance (with signed Statement of Values on File)

What sets SIGNAL Underwriting apart:

  • Broad appetite

  • Customer focused on broker partners and insureds

  •  In-house underwriting authority

  • Over 20 years of Professional Liability broking and underwriting experience

  • Our Underwriters are here to help you with any of your Media industry-related

  • Secured Lloyd’s of London Coverholder status within first year of operation

  • SIGNAL Underwriting Inc. only represents London and domestic security with a minimum rating of A- (AM Best rating) for this product

  • Claims handled by Canadian Third-Party Adjuster experienced with Professional Liability

  • 17.5% Retail broker commission on this product

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