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Product Fact Sheet

Food & Beverage Product Recall / Life Sciences Product Recall
Product Recall.jpg

Even the most diligent manufacturers can face unexpected product recalls. At SIGNAL, our Product Recall Insurance is designed to protect businesses from the financial and reputational risks that come with recalls. Our comprehensive coverage helps your clients manage recalls smoothly, covering costs like notification, shipping, disposal, and employee overtime. With our support, your clients can safeguard customer trust and keep their businesses growing with confidence.

Our target classes of business:

  • Manufacturers and Growers of:

    • Alcohol
    • Agriculture / Fruit & Vegetables (excluding leafy greens)
    • Bakery
    • Beverages
    • Confectionary
    • ​Dairy
    • Frozen/Ready Meals
    • Meat (beef, pork, etc)
    • Milling / Flour
    • Poultry (excluding eggs)
    • Sauces
    • Seafood
    • Sugar
    • Tobacco

  • Life Sciences Manufacturers of:

    • Certain Low Hazard Pharmaceuticals

    • Nutraceuticals

    • Over-The-Counter Medications (OTC)

    • Supplements

    • Vitamins​

Available coverages:

  • Accidental Contamination

  • Adverse Publicity

  • Government Recall

  • Malicious Product Tampering

  • Product Extortion

  • Third Party Recall Liability

Liability coverage highlights:

  • $10,000,000 available limits

  • No charge access to Crisis Consultant ​​

  • ​Underwritten by certain Lloyd's Underwriters

  • U.S. and Worldwide sales, with no limit of U.S. sales

What sets SIGNAL Underwriting apart:

  • Broad appetite

  • Customer focused on broker partners and insureds

  • In-house underwriting authority

  • Over 20 years of broking and underwriting experience

  • Our Underwriters are here to help you with any of your Product Recall related questions

  • Secured Lloyd’s of London Coverholder status within first year of operation

  • SIGNAL Underwriting Inc. only represents London security with a minimum rating of A- (AM Best rating) for this product

  • Claims handled by Canadian Third-Party Adjuster experienced with Product Recall

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